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We are Hallmark Consultancy, a Bangalore based 15 years old company that has pioneered the concept of online comparison for home loans in India.We are an online loan information and application portal, providing you with valuable information on all available loans in India.
Hallmark Consultancy, Bangalore is a completely independent loans comparison service and our directory of lenders gives you all the information you need about the online loan companies you are considering and what they offer.
WHY Hallmark Consultancy is the Smartest Choice?
Applying for a loan has never been easier! With our streamlined, user-friendly & digitized loan process, you can get the funds you need in no time.
More DetailsNeed money fast? Our fast-application loan draft has got you covered, with an expedited and automated loan process.
More DetailsApplying for a loan has never been easier! With our streamlined, user-friendly and digitized loan process, you can get the funds you need in no time.
More DetailsAt our lending institution, we believe in transparency and honesty. That's why we offer loans with no hidden fees — what you see is what you get.
More DetailsAt our lending institution, we believe in transparency and honesty. That's why we offer loans with no hidden fees — what you see is what you get.
More DetailsAt our lending institution, we believe in transparency and honesty. That's why we offer loans with no hidden fees — what you see is what you get.
More DetailsWhat our clients says about our works
I had a wonderful experience working with the HMC Experts team. They were very knowledgeable and helped me find the perfect home loan for my needs. The process was smooth and stress-free, and I would highly recommend them to anyone in need of a home loan. 
I can't thank the HMC Home Loan Experts enough for their hard work and dedication in helping me purchase my dream home. Their team went above and beyond to ensure that I got the best possible loan terms and rates. I would definitely recommend them to anyone looking for a home loan
Our team is comprised of experienced professionals who are dedicated to helping our clients achieve their financial goals. With their expertise and commitment to excellence, we are able to provide top-notch lending services and exceptional customer support.
Answers on Home Loans, Loans Against Property and Personal Loans — filter by what you're looking for.
We're a Bangalore-based loan information and comparison portal — not a bank. We help you compare Home Loans, Loans Against Property and Personal Loans across our partner banks, so you can see your options clearly before you apply anywhere.
Our partner network includes HDFC Bank, ICICI Bank, Axis Bank, Tata Housing, RBL Bank, IDFC Bank, L&T Housing Finance and Parimal Housing Finance Ltd., among others.
Requirements vary slightly by bank and loan type, but most applications ask for identity and address proof, income proof (salary slips or ITR), recent bank statements, and — for Home Loans or a Loan Against Property — the relevant property documents.
Any time. You can apply once you've decided to buy or construct a property — even before a specific property is finalised or construction has started. You can also apply for a Home Loan to renovate or expand an existing home.
You share your requirement and basic details with us once. We compare eligible offers across our partner banks, explain the terms and interest rates in plain language, and guide you through submitting the application to the bank you choose — so you don't have to approach each bank separately.
Eligibility comes down to your repayment capacity, based on factors such as:
Ultimately, banks want to be confident you can comfortably repay the amount you borrow.
We cover the full range: Home Purchase, Home Construction, Home Improvement, Home Extension, Land Purchase, Home Conversion, Balance Transfer, Bridge Loans, Refinance and Stamp Duty loans, as well as loans for NRIs building or buying a home in India.
Around two weeks to process an application once all documents are in order, plus roughly another week for the bank to inspect the property papers and disburse the loan.
Yes. If you already have a Home Loan and want a better rate elsewhere, we can help you compare Balance Transfer options. We also work with NRI clients looking to build or buy property in India — see our Ongoing Offers for current fee waivers on both.
A Loan Against Property lets you unlock funds using a residential or commercial property you already own as collateral. Unlike a Home Loan, which is meant for buying or constructing a home, the funds from a Loan Against Property can be used for almost any purpose.
Common uses include business expansion, funding your child's education, medical expenses, wedding costs, or consolidating other debts into a single, lower-interest loan.
Typically a percentage of your property's market value, decided by the bank after a formal valuation. The exact loan-to-value ratio depends on the property type, its location, and your overall repayment capacity — we'll help you understand what to expect before you apply.
A Personal Loan is an unsecured loan for whatever you need it for — a medical emergency, travel, a wedding, home renovation, or consolidating existing debts. It's a good fit when you need funds quickly and don't want to put up any collateral.
No collateral is required — approval is based mainly on your income, credit score and repayment history. Because there's no property paperwork involved, Personal Loans are usually the fastest of our three products to process, often within a few working days of your documents being verified.
